Your bank's rate isn't the best rate. They're banking on you not checking.
We compare the whole market across 40+ lenders for home, car, and personal loans to find you a sharper rate or the right structure. We handle the paperwork, and it costs you nothing.
- Whole-of-market comparison across 40+ lenders
- $0 cost to you (paid by the lender)
- We do the legwork and paperwork
Your bank quoted you a rate, but they didn't mention the lenders who'd beat it.
The "loyal customer" rate is rarely the best rate going. Banks rely on the fact that most people won't check. We check the whole market so loyalty stops quietly costing you every month.
One bank vs the whole market.
Walk into a branch and you get their products at their price. We put your loan in front of a panel of 40+ lenders and let them compete for you. It's one conversation instead of ringing six banks yourself.
- We find the sharper rate across a massive panel of lenders.
- We restructure for flexibility so your loan works for your life.
- We negotiate the terms to get you a better deal than going direct.
A sharper rate.
After their own bank said that was the best they could do.
The right loan, and we handle the paperwork.
Home loan, car loan, or personal loan - sorted in one conversation. We narrow the whole market to the option that actually fits.
Home & Investment
Whether you're buying, refinancing, or building a portfolio, we find the structure and rate that works for your long-term goals.
Car & Asset Finance
Don't take the dealer's finance without checking. We can often find a sharper rate for your new vehicle or equipment.
Personal Loans
Need funds for a renovation, debt consolidation, or a major purchase? We compare options to keep your repayments manageable.
The market has moved. Has your rate?
If you haven't reviewed your loan in years, you're likely paying more than you need to. We compare where you are against what's available now and tell you honestly whether you can do better. Find out where you really stand.
Banks make it hard for the self-employed. We don't.
We know which lenders actually understand business and sole-trader income. With accountants and brokers under one roof, your application goes where it will get a fair run, not a flat no.
Know your numbers before you shop.
A free, no-obligation review shows your borrowing power and likely rate across the whole market, so you shop with a number, not a guess.
Why Acceron Group?
We bring accountants and brokers under one roof to give you a complete view of your finances. You get direct access to experts who pick up the phone and do the heavy lifting for you.
- Whole-of-market across 40+ lenders
- $0 cost to you - the lender pays us
- We do the legwork and paperwork
- Direct access - we pick up the phone
- Accountants + brokers under one roof
Trusted & Accredited
Frequently Asked Questions
Is your service really free?
Yes. We don't charge you a fee for our service. Instead, we are paid a commission by the lender you choose to go with. This doesn't change the rate they offer you - in fact, because we bring them volume, we can often negotiate a sharper rate than you'd get walking into a branch directly.
How much could I potentially save by switching?
Every situation is different, so we can't guarantee a specific number until we see your current loan. However, if you haven't reviewed your rate in the last two years, you are likely paying a 'loyalty tax.' A free rate review will show exactly what you could save, subject to your circumstances.
Will checking my options or refinancing hurt my credit score?
Having a conversation with us and comparing your options does not impact your credit score. A formal credit enquiry is only recorded when you actually submit a loan application, and we only do that once you are completely happy with the new deal.
I'm self-employed. Can I still get a good rate?
Absolutely. Many banks put self-employed borrowers in the 'too hard' basket, but we know the lenders who understand business income. We can present your financials in the right way to get you a fair run and a competitive rate.
Do you do car and personal loans too?
Yes we do. Whether you need a car loan, asset finance for your business, or a personal loan for renovations, we compare the market to find a structure that keeps your repayments manageable.
How long does a rate review and refinance take?
The initial rate review is fast - usually within a day of getting your details. If you decide to switch, the full process typically takes 2 to 4 weeks depending on the lender, but we handle the paperwork and chase the banks so you don't have to.
I only took my loan out recently. Is it worth checking?
Yes. The market moves quickly, and lenders frequently release special offers to win new business. Even a small rate drop can mean significant savings over the life of your loan. It costs nothing to check where you stand.
What's the catch?
There isn't one. If we review your loan and find that your current bank is genuinely offering you the best deal on the market, we will tell you to stay right where you are. You only move if it's genuinely worth it.